Episode 96

full
Published on:

17th May 2021

A Simple Guide to Understanding Your Credit

Understanding how your credit works can save you from costly mistakes in the future.

Having a good grasp of how to improve your credit score can help you in buying things you desire, get loans easier, and even start a business!

Join me in this episode as I give you an overview of what is credit and the difference between a FICO score and a credit score, and what to do so you don’t miss on those payments when difficult situations occur.

Highlights:

>> What is credit? And credit scores?

>> The 5 C’s of credit

>> The difference between your FICO and credit score

>> How to not miss on your credit card payments when tough times arises

 

If you loved this episode, you have to listen to these episodes as well:

>> Becoming Financially Smart with Dr. David Rhoiney [Black History Month Special]

>> Taking Your Investing to the Next Level through Impact Investing with Jennifer Kenning

>> No Need to Worry, My Accountant Handles That

 

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/

 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

 

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About the Podcast

Minority Money
Changing the Complexion of Wealth
The Minority Money Podcast is about finance, family, fitness/health, and education and how all of these things affect your overall wealth.

About your host

Profile picture for Emlen Miles-Mattingly

Emlen Miles-Mattingly

Emlen Miles-Mattingly is the CEO and founder of Gen Next Wealth. He spends much of his waking day striving to bring more value to the table for his clients, with the goal of helping them align their money with their values. Ultimately working with clients to make a lifetime of smart decisions with their resources.
With nearly 19 years of experience in the financial services industry, he decided to leave the large corporations and start his own independent firm. It is his passion to keep the client's best interest in mind when making recommendations. Everyday Emlen wakes up knowing he has an opportunity to learn something new and is excited to share what he has discovered with people in need of it. He has a bachelor’s in business administration and is currently enrolled in coursework to obtain the CERTIFIED FINANCIAL PLANNER designation.
Emlen was born and raised in the small town of Madera, CA this is also where the firm is located. He is married to Maricela and they have 4 children Jada, Mia, Emlen II, and Ecella. We have a very active life, we enjoy working out, hiking, craft beer and escaping to the coast whenever possible.